Gold Cheque Account

You need to earn R120 000 - R349 999 p.a.


  • Unlimited FREE swipes when you use your Gold Cheque Account Card to pay
  • Draw cash at selected Shoprite, Checkers, Pick n Pay, Spar and Boxer store tills FREE of fees
  • FREE subscription to inContact. This means we'll SMS you every time more than R100.00 goes out of - or into - your account
  • FREE subscription to Cellphone Banking, Online Banking, Telephone Banking and the FNB Banking App. You pay only for the data you use
  • FREE emailed monthly statements


  • A FREE Linked Savings Account that earns you interest. FNB's Islamic offering also offers a competitive return
  • The option to Bank Your Change when we round your card purchase value up and transfer the difference between your purchase amount and that amount into your Linked Savings Account. So, you save while you spend


  • A Temporary Loan is a pre-approved, short-term credit offering, for which there is no need to fill in any forms
  • Revolving Loan that lets you re-access your funds once you've repaid 15% of your original loan amount
  • Overdraft access that is FREE of initiation fees. You only pay for it when you use it


  • FREE subscription to eBucks Rewards
  • Earn up to 0.75% back in eBucks when you swipe your Cheque Card when shopping and up to 1.5% back when you shop online or internationally
  • Earn up to 15% back in eBucks when you fill up with fuel, use Uber domestically or shop at Checkers & Shoprite with your Gold Cheque Card
  • Earn up to 40% back in eBucks on your qualifying FNB Connect contract or when purchasing FNB Connect prepaid airtime
  • For detailed information on how to qualify, earn and spend your eBucks Rewards please visit
Apply Call FNB